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Investors should consider the investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains this and other information about the funds. Contact Union Benefits Group at (610)234-0500 125 E. Elm Street, Suite 300, Conshohocken, PA 19428 to obtain a prospectus which should be read carefully before investing or sending money. You should consider the investment objectives, risk, and charges and expenses of a variable annuity carefully before investing. To obtain a free prospectus containing this and other information about a variable annuity, contact (Ed Campbell or Chris Bryan at (610)234-0500). Please read the prospectus carefully before you invest.